Our Services

Recovery services for Banks, NBFCs & financial institutions.

Le-Emerald offers professional claims recovery services for institutions that require structured support for overdue accounts, unpaid loans, stressed portfolios, settlement cases and financial claims.

Overview

A recovery support partner aligned with your institution.

We work as a recovery support partner and follow the instructions, documentation process and compliance standards of the concerned institution.

Core services

Structured support across the recovery lifecycle.

๐Ÿฆ

Bank Loan Recovery Support

Assistance for overdue loan accounts, delayed repayments, stressed borrower cases and pending recovery matters. We support borrower communication, follow-up, settlement coordination and recovery reporting.

๐Ÿ“Š

NBFC Recovery Services

Structured recovery follow-up for personal loans, business loans, vehicle loans, asset loans, consumer loans and other lending products with NBFCs and digital lenders.

๐Ÿ“

NPA & Stressed Account Follow-Up

Assistance in following up on stressed accounts, overdue cases and non-performing accounts based on approved instructions and recovery strategy.

๐Ÿ‘ฅ

Field Recovery Coordination

Where required, field-level recovery coordination through trained personnel who follow professional conduct and documented reporting standards.

๐Ÿค

Settlement & Restructuring

Coordination of settlement discussions, restructuring conversations, part payment, repayment plans โ€” with progress updates back to the institution.

๐Ÿ”Ž

Skip Tracing & Borrower Contact

Tracing unreachable borrowers using lawful, document-based and permitted methods โ€” address verification, contact validation and follow-up coordination.

๐ŸŒ

International Claims Recovery

Cross-border recovery for banks, NBFCs and institutions handling overseas borrowers โ€” debtor communication, documentation follow-up and case status reporting.

๐Ÿ“‘

Documentation & Case Reporting

Structured case updates, borrower responses, payment commitments, follow-up history and closure notes maintained as per institutional requirements.

โš–๏ธ

Pre-Legal & Legal Coordination

Pre-legal communication, settlement discussion, and coordination with authorised legal professionals appointed by the client where legal action is required.

Indian financial district skyline
Domestic Recovery

Pan-India recovery support across loan products.

We provide recovery support across India for Banks, NBFCs and lending institutions. Our domestic recovery services help institutions manage overdue accounts, borrower follow-up, repayment reminders, settlement coordination and field recovery support.

This service is suitable for retail loans, business loans, vehicle loans, housing finance, gold loans, consumer finance, asset finance and microfinance portfolios.

Assign a Case โ†’
Specialised support

Portfolio, pre-legal and legal coordination.

๐Ÿ“ฆ

Portfolio Recovery Support

For institutions managing large overdue portfolios, we assist with bulk recovery files through a structured process โ€” account-wise review, borrower contact planning, follow-up schedule, repayment status tracking, escalation mapping and final recovery reports.

๐Ÿ“ž

Pre-Legal Recovery Support

Before legal proceedings, many overdue accounts can be managed through professional communication and settlement discussion. We support pre-legal efforts by contacting borrowers, reminding them of their obligations and coordinating payment discussions.

โš–๏ธ

Legal Coordination Support

Where legal action is required, we assist with case documentation, claim summary preparation, borrower communication records and coordination with authorised legal professionals appointed by the client. Legal action must be handled by authorised legal professionals as per applicable law.

๐Ÿ“ˆ

Reporting & MIS

Periodic MIS reports covering borrower response, payment commitments, escalations and case-level progress โ€” formatted to fit your institutional review and audit requirements.

Loan segments

Loan segments we support.

Recovery support across retail, business, secured, unsecured and trade finance products.

๐Ÿ’ผPersonal Loans
๐ŸขBusiness Loans
๐ŸญMSME Loans
๐Ÿš—Vehicle Loans
๐Ÿ›ตTwo-Wheeler Loans
๐ŸššCommercial Vehicle
๐Ÿ Housing Finance
๐Ÿ˜๏ธLoan Against Property
๐Ÿ’ŽGold Loans
๐ŸŽ“Education Loans
๐Ÿ“บConsumer Durable
๐Ÿ’ณCredit Card Dues
๐ŸŒฑMicrofinance
๐Ÿ—๏ธAsset Finance
โš™๏ธEquipment Finance
๐ŸŒTrade Finance Claims
Recovery process

How we work โ€” step by step.

Case Assignment

The Bank, NBFC or institution shares case details with required documents and borrower information.

Case Review

We review account details, overdue status, borrower information, location, claim amount and documents.

Recovery Planning

A case-wise recovery plan based on client instruction, account ageing, borrower profile and feasibility.

Borrower Contact

Communication is initiated through approved channels with proper records of all follow-ups.

Payment / Settlement

We coordinate repayment, part payment, settlement or restructuring as per client approval.

Reporting

Periodic updates, case progress notes, payment status and closure reports for every assigned case.

Start a case

Share a recovery case for review.

Send us the case details and supporting documents. Our team will review and respond with a structured plan.